• Sales: (888) 388-0482
  • Service: (877) 579-3832
  • Parts: (877) 371-2474

3344 Washington Road Directions McMurray, PA 15317


Financing Options

Credit & Financing Options at South Hills

Question & Answer with Cappy (aka Mark Capazzoli), Sales Manager

You want nothing more than to be a "sign and drive" customer, and yet financial challenges may have you concerned about your car buying or leasing experience.  

At South Hills Chrysler Dodge Jeep Ram Fiat, discretion is of the utmost importance when helping you navigate the financing process.  As a trusted area dealer, we've heard many questions:  "Are there dealerships that finance anyone?" "Do bad credit auto loans exist?" "Can I get a new car if I have a low credit score?" and so many more!  Below, our Sales Manager answers common questions to help you feel more comfortable with the auto financing process before you fill out a financing application online or in our store.

If I have bad credit, will I be able to get a car loan?
Most likely, yes. Our plan at South Hills CDJRF is to help our customers reestablish their credit and keep them as a long term customer. 

When should I tell my salesperson I have bad credit? 
By letting your sales consultant know your credit situation as soon as possible, you will help us fit a vehicle in your budget.  You will also help us structure a vehicle deal to make it more appetizing for the bank to purchase the deal. 

I want to avoid embarrassment about my credit at the dealership.  What should I do?
You are welcome to ask directly for me, Cappy, if you wish to avoid discussing your potential credit challenges with your salesperson. I have years of experience helping customers in this situation and we can be extremely discrete. The focus is finding the right vehicle for you no matter what. 
Is there a difference between auto financing with an average credit sore and a low credit score?
Yes, it's about putting the customer in the right vehicle that fits the budget.  Otherwise, the process is quite similar. Remember that every person has different auto and financial needs, and we are skilled at helping customers find a vehicle that meets their needs.
Will South Hills Chrysler Dodge Jeep Ram consider buyers who have credit challenges?  Can we be discreet about my credit challenges?
South Hills looks forward to working with people with all kinds of financial and credit differences.  All of us here at South Hills Chrysler Dodge Jeep Ram Fiat realize life is challenging, and we realize that people go through hard times. We are here to grow with our customers. 

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