Benefits of Leasing Near Pittsburgh, PA

Why Lease a Jeep, Dodge, Chrysler or Ram in PA?

A new vehicle every few years.

Lease terms are usually 24 to 48 months with most being 36-39 months. Many customers prefer this for safety and technology upgrades.


Warranty Coverage.

Depending on your average yearly driving mileage, a lease is oftentimes under full factory warranty avoiding the expected higher repair bills of a higher mileage older vehicle.

Options at the End of the Lease.

All South Hills leases are closed-end leases- these do not require the customer to purchase the vehicle at the end of the lease or pay any difference between the residual value (the end value as determined by the lease agreement) and market value (the value of the vehicle as determined by market conditions at the end of the lease term). Customers still have the option to purchase the vehicle for a predetermined value stated on the lease contract.


Leasing a car often has a lower monthly payment compared to financing a car with the same loan terms since with a lease you are paying for the depreciation of the vehicle over the term of the lease rather than the whole vehicle cost.

Gap Insurance inclusion.

Gap Insurance or guaranteed auto protection, comes into play if the vehicle is ever deemed a total loss from theft or damage. This coverage represents the “gap” between what your insurance company pays and what you owe the lessor at the time the car becomes a total loss, which can potentially be thousands of dollars. Gap insurance pays off the lease balance if a leased vehicle is stolen or totaled. Gap insurance is included in all leases from South Hills as a requirement from the leasing bank.

Other Things to Consider:


Most leases at South Hills are between 10,000 and 15,000 miles per year. Payments do adjust accordingly as the number of miles driven will affect the residual value at the end of the lease term. There is a mileage charge if the customer exceeds the mileage allowance on a leased vehicle. This penalty typically is calculated per mile. Paying for extra miles at lease inception is almost always less expensive than the penalty for exceeding the allowance.

Upfront charges.

At minimum the first payment and all state transfer and license plate fees are required at signing. Many customers choose to pay a down payment to reduce lease payments. Some banks require a security deposit as a safeguard against nonpayment. Lessors often require a security deposit of about one monthly payment or a flat fee. You should get this deposit back at the end of the lease, but the lessor often will keep it as part of any excess wear-and-tear charges assessed.

Wear and Tear.

Expect to be charged for damages to a leased vehicle that are greater than “normal” or “reasonable.” These parameters are defined in the lease agreement. Also wear items like tires are expected to be in reasonable condition as defined by the leasing agreement. Wear and tear is usually of greatest concern to those with small children or pets. Talk to your Finance Manager about protection products to reduce the chances of stains and interior damage.

There is no universal right or wrong answer in determining whether to lease or buy a vehicle. The decision whittles down to your own situation based on a variety of variables. To help with your decision between leasing and buying a vehicle, it’s important to consider the pros and cons for each option and discuss these with your Sales Consultant. Ultimately, the decision will depend upon your specific circumstances, but being informed and weighing your options should help you find the best value for the vehicle you want.